Vehicle History

Cheap As Checks Launches UK's Cheapest Full Car Check at Just £8.99

New car check service undercuts HPI, AA, and RAC with comprehensive 50+ point vehicle history reports for only £8.99. Finance, stolen, and write-off checks included.

Published: January 29, 2025
7 min read

A new player has entered the UK vehicle check market - and they're undercutting everyone. Cheap As Checks has launched with full car history reports starting at just £8.99, making it the cheapest comprehensive vehicle check available in the UK.

But is the cheapest option actually any good? We've compared what you get for your money against established providers like HPI, AA, and RAC.

Why You Need a Full Car Check

Before we dive into pricing, let's understand what a comprehensive vehicle history check reveals:

Finance Checks

Outstanding finance is one of the biggest risks when buying a used car. If the previous owner hasn't paid off their finance agreement, the finance company can legally repossess the vehicle from you - even if you paid the seller in full. A finance check searches databases from major lenders including Experian to identify any active HP (Hire Purchase), PCP, or loan agreements secured against the vehicle.

Stolen Vehicle Check

Nobody wants to unknowingly buy a stolen car. A stolen vehicle check searches the Police National Computer (PNC) database to verify the car hasn't been reported stolen. If you purchase a stolen vehicle, you'll lose both the car and your money when it's recovered.

Write-Off History

Insurance write-offs are categorised as:

  • Category A - Scrap only, cannot be repaired or returned to the road
  • Category B - Body shell must be crushed, but parts can be salvaged
  • Category S - Structural damage that can be professionally repaired
  • Category N - Non-structural damage (cosmetic) that can be repaired

A full car check reveals any write-off history, helping you make an informed decision about whether to proceed with the purchase.

MOT History and Mileage Verification

While you can check MOT history for free (including here on Free MOT Check), a full report presents this information alongside other data to help identify mileage discrepancies - a key indicator of odometer tampering or "clocking."

Keeper and Registration Changes

Track how many previous owners the vehicle has had, when the registration was changed, and any V5C (logbook) updates. Frequent keeper changes or unexplained gaps can indicate problems.

Comparing UK Car Check Prices

Car check prices in the UK vary dramatically. Here's how the major providers compare in 2025:

ProviderSingle Check PriceWhat's Included
Cheap As Checks£8.9950+ checks including finance, stolen, write-off, MOT, valuations
HPI Check£19.99+Finance, stolen, write-off, mileage
AA Car Check£9.95-£19.95Varies by package
RAC Vehicle Check£9.99-£14.99Varies by package
Experian AutoCheck£14.99+Finance, stolen, write-off
Total Car Check£9.99+Finance, stolen, write-off, MOT

Note: Prices are indicative and may change. Always check current pricing on provider websites.

Why Cheap As Checks is the Best Value

At just £8.99, Cheap As Checks offers the most affordable comprehensive vehicle check in the UK. But cheap doesn't mean basic - every report includes over 50 checks:

What's Included for £8.99

  • Police stolen check - Verified against the Police National Computer
  • Outstanding finance check - Data provided by Experian
  • Write-off and insurance history - Category S, N, C, and D checks
  • MOT history and mileage analysis - Full DVSA data with discrepancy alerts
  • Keeper and registration changes - V5C history and plate changes
  • Safety recall alerts - Outstanding manufacturer recalls
  • Vehicle valuation - Current market value estimate
  • £10,000 data guarantee - Protection if the data is wrong

Automatic Loyalty Discounts

One of the unique features of Cheap As Checks is their automatic discount system. Each report you purchase reduces the price by £1 until you reach £4.99 - making it even cheaper for regular users like dealers or car enthusiasts who check multiple vehicles.

How It Works

  1. Enter your registration - Start with a free DVSA MOT history check
  2. Review free results - See MOT history, tax status, and basic vehicle details
  3. Unlock full report - Pay £8.99 to access all 50+ checks
  4. Instant delivery - Results appear immediately on screen and via email

What About Free Car Checks?

Free car checks are great for basic information, but they have limitations:

What Free Checks Include

  • MOT history (available here on Free MOT Check)
  • Tax status
  • Basic vehicle specifications
  • Some recall information

What Free Checks Don't Include

  • Finance checks (requires paid database access)
  • Stolen vehicle verification (requires PNC access)
  • Write-off history (requires insurance industry data)
  • Comprehensive valuations

For a complete picture before buying a used car, a paid check is essential. The question is simply which provider offers the best value.

When Should You Run a Full Car Check?

Before Viewing a Car

Run a check before you visit to view a vehicle. This saves time if the check reveals problems, and means you arrive informed and ready to ask the right questions.

Before Making an Offer

If you viewed a car without checking it first, run a check before you commit to buying. The cost of a check is nothing compared to discovering finance or write-off issues after purchase.

When Selling Your Own Car

Consider running a check on your own vehicle before selling. This helps you understand what buyers will find and allows you to address any questions proactively.

Red Flags a Full Car Check Can Reveal

Outstanding Finance

If a vehicle has outstanding finance, the finance company has a legal claim on it. Walking away is usually the safest option unless the seller can provide proof of settlement before completion.

Category S or N Write-Off

Repaired write-offs can be good value if properly fixed, but require careful inspection. Ask for documentation of repairs and consider an independent inspection before buying.

Mileage Discrepancies

If MOT records show the mileage going backwards or jumping unexpectedly, the odometer may have been tampered with. This is illegal and suggests the seller isn't trustworthy.

Multiple Keepers in Short Period

While not always a problem, many owners in a short time can indicate underlying issues that cause people to sell quickly.

Plate Changes

A changed registration plate isn't necessarily suspicious - many people buy private plates. But combined with other red flags, it could indicate an attempt to hide the vehicle's history.

Protecting Yourself When Buying Used

Running a car check is just one part of safe used car buying:

  1. Run a full vehicle history check - Use Cheap As Checks for the best value
  2. Check the MOT history - Look for patterns in advisories and failures
  3. Verify the V5C - Ensure the seller's name matches the logbook
  4. Inspect the vehicle - Or pay for an independent inspection
  5. Test drive - Listen for unusual noises and check all features work
  6. Meet at the registered address - Verify the seller lives where the car is registered
  7. Pay securely - Use bank transfer and get a receipt

Conclusion

A full vehicle history check is essential when buying a used car, but you don't need to pay premium prices. At just £8.99, Cheap As Checks offers the cheapest comprehensive car check in the UK with over 50 checks including finance, stolen, and write-off data from trusted sources like Experian.

Start with a free MOT history check, then unlock the full report when you find a car you're serious about. It's a small price to pay for peace of mind.


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